The Makes Sense 401k: A breakthrough retirement plan that makes sense for employers and their employees.
888.983.2522

Sponsoring a 401k plan has never been so easy.
One easy decision, and you get to devote all your time to your business - let the retirement professionals operate your 401k plan and shoulder the liabilities!
Distribution of Duties You Makes Sense 401k
Exercise due diligence in the selection of the Makes Sense 401k Duty of Employer
3(16) Fiduciary Liability: Plan Administration and Operation Duty of Makes Sense 401k
3(21) Fiduciary Liability: Hiring/Firing/Reviewing service providers Duty of Makes Sense 401k
3(38) Fiduciary Liability: Investment Management/Fund Selection Duty of Makes Sense 401k
Create and Maintain the formal Plan Document Duty of Makes Sense 401k
Name a Trustee Duty of Makes Sense 401k
Form committees to review, monitor, hire & fire service providers Duty of Makes Sense 401k
Obtain ERISA/Fidelity Bond Duty of Employer
Provide annual Summary Plan Description to participants Duty of Makes Sense 401k
Maintain Beneficiary Forms Duty of Makes Sense 401k
Provide Education Materials Duty of Makes Sense 401k
Monitor Participation Eligibility of all employees Duty of Makes Sense 401k
Receive and monitor participant Salary Deferral Options Duty of Makes Sense 401k
Prepare and distribute "Safe Harbor" notices Duty of Makes Sense 401k
Maintain Participant accounts (Record Keeping) Duty of Makes Sense 401k
Generate and distribute Participant Statements Duty of Makes Sense 401k
Insure Contributions are maintained within IRS limits Duty of Makes Sense 401k
Perform all Compliance Testing (i.e. ADP, Top Heavy, 410b) Duty of Makes Sense 401k
Execute and Collect Participant Loans Duty of Makes Sense 401k
Handle Terminations Duty of Makes Sense 401k
Administer Hardship Withdrawals Duty of Makes Sense 401k
Handle Qualified Domestic Relations Orders ("QDROs") Duty of Makes Sense 401k
Determine and Administer Minimum Distributions Duty of Makes Sense 401k
Handle Rollovers In and Rollovers Out Duty of Makes Sense 401k
Issue 1099's for Distributions to Participants Duty of Makes Sense 401k
Periodic Review/Remove/Replace Investment Lineup members Duty of Makes Sense 401k
Prepare Government Form 5500 for employer signature Duty of Makes Sense 401k
Sign and electronically deliver Form 5500 Duty of Makes Sense 401k
Select auditor for annual Plan Audit (if plan has over 100 participants) Duty of Employer Duty of Makes Sense 401k
Upload contribution file after each Payroll Duty of Employer
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Devote your time to your business - let the retirement professionals operate your 401k plan and shoulder the liabilities!
Yes! This does make sense! Click here to get started.
Call us toll-free at: 1-877-843-4015 (1-877-THE-401k).